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The AI Accountability Act is Coming: Is Your Risk Adjustment Process Ready?

Published on 2025-09-303 min read

The conversation in Washington is getting louder, and it’s focused on a topic that will soon impact every corner of the healthcare industry: AI accountability. With proposals like the "AI Accountability Act" gaining traction, it's no longer a question of if but when federal regulations will mandate new standards for transparency, fairness, and oversight in automated systems.

For organizations leveraging AI in risk adjustment, this represents a critical turning point. The days of relying on opaque, "black box" algorithms that produce a code without showing their work are numbered. The future of compliant risk adjustment is one where technology empowers human experts, and every decision is defensible and transparent.

The New Regulatory Standard: Trust but Verify

While the final text of any new regulation is yet to be seen, the core principles are clear. Any AI system used in a high-stakes environment like healthcare will be expected to provide:

  1. Algorithmic Transparency: You must be able to explain why the AI suggested a particular outcome. A system that can't show its work will be an immediate red flag for auditors and regulators. This is why we’ve always held that explainable AI is non-negotiable in risk adjustment.
  2. Mandatory Human Oversight: The regulations will almost certainly require that a qualified human expert makes the final decision in critical processes. The idea of "full automation" in coding is a compliance dead-end; the goal is AI-assisted human expertise.
  3. A Defensible Audit Trail: In the event of an audit, you will need to produce a clear, immutable record showing what evidence was reviewed, what decision was made, and which certified professional made it.

MedChartScan: Compliance by Design

This coming regulatory shift may feel daunting, but for organizations built on the right foundation, it's simply a validation of the correct approach. The MedChartScan platform was designed from day one around a core philosophy of transparent, collaborative intelligence.

  • We Show Our Work: Every suggestion our AI makes is hyperlinked directly to the supporting evidence in the source document. We provide a clear, logical rationale for the coder to review, turning the AI into a trustworthy co-pilot.
  • We Empower Human Experts: Our platform is built to augment, not replace, your coders. The workflow is designed to have a human-in-the-loop make the final, authoritative decision, creating the ultimate safety net for quality and compliance.
  • We Create an Instant Audit Trail: When a coder validates a code in MedChartScan, the system creates a permanent, defensible record linking the code, the evidence, and the certified professional. It’s an audit-proof workflow for the modern era.

The coming wave of AI regulation isn't something to fear—it's an opportunity to solidify your commitment to quality and compliance. By embracing a transparent, human-validated approach, you can build a risk adjustment process that is not only more accurate and efficient but also ready for the future of healthcare.

*Future-proof your risk adjustment strategy. Schedule a demo to see how our platform aligns with emerging AI regulations._

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